Our Flood Insurance

Is your home or business insured against floods? What happens if disaster strikes and you are unsure what your policy covers? This is where flood insurance comes in.

Do I Need Flood Insurance?

A homeowners insurance policy or renter’s insurance may or may not include coverage for flood damage. You should ask your insurer or agent what your policy covers before you feel at ease. Here in Texas and the Houston area, we are no strangers to flood damage. In fact, some areas like Jersey Village are subject to floods every few years. The damage can range from anywhere to a ruined carpet all the way to several feet of destruction.

Contact a trusted agent or broker to get the best flood insurance rates and options that fit your needs.

flood insurance houston

Details on Flood Insurance

First and foremost, most home insurance policies do not include Flood Insurance coverage here in Texas.

Flooding can occur not only from hurricanes, but also from heavy or prolonged rain, tropical storms, super storms, and more. Although it may not seem like much, even a few inches of water can cause thousands of dollars in damage. Purchasing flood insurance through the Charles Osburn Insurance can protect you.

If you are in a low or moderate risk zone you may not be required to carry flood insurance but your home, structure, or building may qualify for a low- cost preferred risk policy. We can help anyone with their flood insurance needs. We have access to the National Flood Insurance Program as well as the private flood insurance market. Each have their pro’s and con’s which we can help you navigate.

Don’t wait until it’s too late. Most flood policies do have a 30 day waiting period before benefits begin.

How It Works

  • 1. Contact Us

    Fill out our form, give us a call, or send us an email with your information.

  • 2. Research

    We research all the leading and lesser known insurance companies.

  • 3. Analyze

    We contact you at your convenience via the method of your choice with your best options.

  • 4. Choose

    We help you make the best decision for your needs and even sign you up!

  • 5. Pay

    Let us know your payment preferences: monthly, yearly, etc and we will do the rest!

FOR MORE INFORMATION ON PURCHASING CHARLES OSBURN TEXAS FLOOD INSURANCE CONTACT US AT (281) 453-0177 OR FILL OUT OUR FORM FOR A TEXAS TRAVEL INSURANCE QUOTE.